What’s different about fee-only financial planners?

HGA is strictly a fee-only or “no commission” advisory firm. As defined by the National Association of Personal Financial Advisors (NAPFA), a fee-only advisor is characterized by the following:

  1. Fee-only advisement transactions are restricted to those in which the advisor is compensated solely by the client. Neither the advisory firm nor its affiliates may receive commissions, rebates, awards, finder’s fees, bonuses or other forms of compensation from others as a result of a client’s implementation of the individual’s planning recommendations.
  2. In fee-only advisement transactions, no involved party receives compensation that depends upon the purchase or sale of any financial product.

Financial advice where your financial interest comes first

Because fee-only services eliminate inherent conflicts of interest, you always come first at HGA. As fiduciaries, we put your interests before ours. HGA’s fee-only policy means that you receive unbiased financial advice that is not swayed by commissions or extra compensation from third parties. As a firm, HGA is accountable only to you, and it only succeeds when you succeed.

Professional fee-only financial advice with a personalized touch

The experienced fee-only financial planners at HGA are committed to addressing your unique financial goals. HGA’s fee only service offerings include a wide range of topics from determining practical household budgets, purchasing a home, planning for new families, to helping to design your estate plan, how to fund college educations and plan for your retirement years when you no longer need to work. HGA also provides fee-only investment management services that addresses risk tolerance determination, asset allocation, and ongoing position monitoring as well as consolidation of accounts, trading and rebalancing, and regular reporting of your investment results.

Perhaps most importantly, HGA’s fee-only team sees beyond your balance sheet and your portfolios as the firm has a long history of treating clients like family for more than 25 years.

Whether you live in the greater Dallas/Fort Worth area or beyond, HGA’s fee-only Advisors are available to help you reach your financial goals with financial planning and portfolio management services that are customized to you. You are invited to e mail us (link here) or call (972) 499-8275 to schedule an initial complimentary appointment.